Your Personal Details





If you require any assistance please contact Jacqui George or Kirsty Noonan on 200 45877 or send an email to admin@stmfidecspensions.gi


Please include the names and addresses of people you would like to benefit in the event of your death - please note the proportions in which you would like the individuals to benefit.
Your Next of Kin / Main Beneficiary:
- if different please provide details of both














Please enter the percentage of your salary that you wish to pay into the scheme:
You can select 3%, 4%, or 5% and your Employer will match your contribution. Enter as 3, 4 or 5, i.e. do not enter the % sign.


The Employer has chosen Margetts Risk Rated Fund Portfolios, please only select one Portfolio fund and enter 100 against your selected fund.


If you wish to pay Additional Voluntary Contributions (AVCs) please tick the box
 
Type of AVC you wish to pay: Fixed monthly amount Percentage of salary
Please enter the percentage of your salary or fixed amount that you would like to pay as AVCs

Please enter the percentage of your AVC contributions to be invested in the fund options shown below:

See Member booklet & Appendix A for full details on the funds.

General Notes: Your final pension fund and income will depend on a variety of factors including:-

  • when you actually retire and start to take your pension
  • actual contributions paid into the Scheme
  • your investment choice and the growth achieved
  • the cost of buying a pension at retirement - if that option is elected

Declaration:

I have considered the above investment options carefully before completing this form and understand the Trustees and the Company cannot be held responsible for any investment loss under my retirement fund while contributions are invested in accordance with my election, or in the default fund where I have not completed an election. I understand that the value of investments may go down as well as up.

Further information or advice:

If you require any assistance please contact Jacqui George or Kirsty Noonan on 200 45877 or send an email to admin@stmfidecspensions.gi.





Signature ............................................................
HR Staff Only





Member's Signature .........................................................




Authorised By ..............................................................